Contact Us

Car Loans

The preferred finance broker for car enthusiasts.

How we can help you.

New or Used

We can finance new, demo or used cars.

Dealership or Private Sale

Going through a broker give you the upper hand to made a deal with the dealership or private seller.

Consumer or Commercial

From consumer car loan to a commercial chattel mortgage, we can help!

Secured and Unsecured Car Loan

What’s the difference?

Secured Loan

A secured loan will have the vehicle attached to the loan. In essence, should a borrower be unable to make their repayments, it allows the lender to take ownership of the vehicle, and sell it to obtain the remaining balance of the loan.

Unsecured Loan

An unsecured loan simply doesn’t have an asset attached to the loan as security. As a result, the lender is taking on more risk and will charge a higher interest rate than a loan that is secured.

Which car loan should I get?

Most newer cars (less than 12 years of age at the end of loan term) will qualify for a secured car loan.

For older cars, like your old jdm and import cars, an unsecured car loan may be a better option as these cars are too old for a lender to take as security.

Dealership or Private Sale?

We can finance either one.


The advantage of getting finance outside of the dealership is that it gives you more flexibility in negotiating the car price, therefore putting less pressure on you to choose the car you want. Gives you the option to shop around at other dealerships and negotiate cash price.

We’ll help you compare repayments if you’ve been quoted by the dealership and advise you if its a good deal or not.

Private Sale

When buying through a private seller, there are some additional steps required to get the finance approval, such as verifying the seller’s details and rego papers. And finding out if the existing car is under finance or not.

Either way we’ll help you throughout the whole process.

Speak to the team that understand cars, us!

Whether you’re buying from a dealership or private seller, know that we’re here to help you find the best deal.

If you’ve received a quote elsewhere, we’ll compare it for you!

Contact us below to get a quote.


Alfa and his team at NEX Loan have been nothing but absolute professionals, and had worked around the clock to ensure my vehicle purchase loan went through extremely fast and ensured a smooth transaction. They came highly recommended and did not disappoint, and I will not hesitate to recommend their services to anyone requiring financing.

Erin Lien

Google Review

Alfa and Joanna have been an absolute pleasure to work, and were instrumental in securing my dream car! They were extremely proactive and worked closely with me every step of the way, making sure I was constantly updated and all my questions answered. I’ve worked with many brokers before, and NEXLOAN have been the best in terms of engagement and process. Would not hesitate to work with them again!

Long Le

Google review

Contact Us